Federal Income Tax Brackets and Rates

2025

Tax Rate Single Filers Married Filing Jointly
10% $0 to $11,925 $0 to $23,850
12% $11,925 to $48,475 $23,850 to $96,950
22% $48,475 to $103,350 $96,950 to $206,700
24% $103,350 to $197,300 $206,700 to $394,600
32% $197,300 to $250,525 $394,600 to $501,050
35% $250,525 to $626,350 $501,050 to $751,600
37% $626,350 or more $751,600 or more

2025

Filing Status Standard Deduction
Single; Married Filing Separately $15,000
Married Filing Jointly & Surviving Spouses $30,000

Medicare Part B income brackets (IRMAA) — 2027 (Based on 2025 MAGI)

Beneficiaries who file individual tax returns with modified adjusted gross income Beneficiaries who file joint tax returns with modified adjusted gross income Income-Related Monthly Adjustment Amount Monthly Premium
Less than or equal to $111,000 Less than or equal to $222,000 $0.00 $218.60
Greater than $111,000 and less than or equal to $140,000 Greater than $222,000 and less than or equal to $280,000 $87.40 $306.00
Greater than $140,000 and less than or equal to $175,000 Greater than $280,000 and less than or equal to $350,000 $218.60 $437.20
Greater than $175,000 and less than or equal to $210,000 Greater than $350,000 and less than or equal to $420,000 $349.80 $568.40
Greater than $210,000 and less than $500,000 Greater than $420,000 and less than $750,000 $481.00 $699.50
Greater than or equal to $500,000 Greater than or equal to $750,000 $524.70 $743.20

Medicare Part D income brackets (IRMAA) — 2027 (Based on 2025 MAGI)

Beneficiaries who file individual tax returns with modified adjusted gross income Beneficiaries who file joint tax returns with modified adjusted gross income Income-Related Monthly Adjustment Amount
Less than or equal to $111,000 Less than or equal to $222,000 $0.00
Greater than $111,000 and less than or equal to $140,000 Greater than $222,000 and less than or equal to $280,000 $15.90
Greater than $140,000 and less than or equal to $175,000 Greater than $280,000 and less than or equal to $350,000 $41.00
Greater than $175,000 and less than or equal to $210,000 Greater than $350,000 and less than or equal to $420,000 $66.20
Greater than $210,000 and less than $500,000 Greater than $420,000 and less than $750,000 $91.30
Greater than or equal to $500,000 Greater than or equal to $750,000 $100.80

irs.gov: IRS provides tax inflation adjustments for tax year 2025

irs.gov: Federal income tax rates and brackets

cms.gov: 2025 Medicare Parts A & B Premiums and Deductibles